Americas Motor Vehicle Accident Insurance Claims continues to be a fascinating story that the 74 year old author (who spent 35 years dealing with and handling them) and who is always amazed by and at!
In the year 2002 nonfatal accidents in America affected 23.7 million individuals who were forced to obtain medical attention for an injury. That comes to about 1 in 12!
In 2002 Motor-vehicle crashes were the most costly workmen’s compensation claims. Insured‘s “Reported” crashes of a motor vehicle (when American’s were on-the-job and driving while working) caused 27,558 injuries.
It has now been learned that in the United States, the motor vehicle death total was up a full 2%, in 2003. That brought the death total to 44,800. PLUS: In that same year, of 2003, there were also 2,400,000 disabling motor vehicle accident injuries.
THREE OF THE MOST ROUTINE
MOTOR VEHICLE ACCIDENT CLAIMS IN 2003 WERE
#1. A Collision With Another Motor Vehicle: 1,780,00 nonfatal injuries and 19,900 deaths.
#2. Hitting A Pedestrian: 80,000 non-fatal injuries and 5,600 deaths.
#3. The Motor Vehicle Striking A Fixed Object: 400,000 nonfatal injuries and 13,000 deaths.
AS OF 2005 HERE ARE FOUR “SPEED FACTS” THAT
(IN THE UNITED STATES) HAVE PROVED TO BE TRUE
#1. Speeding was a factor in 30% of the fatal crashes in 2001.
#2. Excessive speed reduces a driver’s ability to respond to unexpected road hazards, and increases the distance needed for braking. It also increases the severity of a crash.
#3. The economic cost of speeding to society exceeds 40 billion dollars a year.
#4. It has been determined that in 2002, speed, excessive lane changing, following too close and running a red light were associated with 1/3rd of traffic crashes and 2/3rds of the fatal crashes.
WHAT ABOUT WEARING A SEAT BELT WHILE SPEEDING? The records indicate that speeders often don’t even wear seat belts, however, (if they do) that improves the chances of whomever was wearing them - - of a crash survival.
WHAT HAS BEEN THE EFFECT OF ABOLISHING THE NATIONAL SPEED LIMIT? Since The United States Congress repealed the National Maximum Speed Limit in 1995, 44 states have raised their speed limits, but only some of them (and only those) on certain portions of their roads.
IT’S SO VERY CRUCIAL TO NOTE: Results prove that crashes have increased in those states that raised their speed limits.
AND ALSO: The Insurance Institute For Highway Safety reported a 20% increase in motor vehicle accident deaths in the 24 states that were foolish enough to raise their speed limits.
IT'S MOST IMPORTANT TO NOTE THAT: Deaths didn’t increase in those states where the speed limits were not raised.
The National Highway Traffic Safety Administration defines “Speeding” as, “Exceeding the posted speed limit or driving too fast for road conditions”.
For drivers involved in fatal crashes, young males are most likely to be speeding. Records show that the likelihood of a person involved in a speed related crash decreases as the driver’s age increase‘s. (For example, in 2001, 36% of the male drivers, between the ages of 15 to 20, who were involved in fatal crashes, were speeding at the time).
The higher the speed, the greater the risk of serious injury or death in a crash. Increasing speed increases the severity of the crash. For example, a frontal impact at 35 MPH is one third more violent to the motor vehicle, the driver and/or passenger’s than at 30 MPH, - - which is only 5 MPH less!
IT’S CLEAR , T0 SAVE BOTH OURSELVES AND “OTHERS” (ALL TOO OFTEN THOSE WHOM WE LOVE) FROM TERRIBLE INJURIES (PLUS THE “DEATH'S OF SO MANY) THAT WE MUST (YOU & ME - - ALL OF US) SLOW DOWN!
DISCLAIMER: The purpose of this article “AMERICA'S MOTOR VEHICLE ACCIDENT INSURANCE CLAIMS FROM 2002 THROUGH EARLY-2005” is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga nor PERFORMANCE ARTICLES.com make any guarantee of any kind whatsoever, NOR do they purport to engage in rendering any legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is THE INDIVIDUAL’S RESPONSIBILITY to obtain said services.
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Author:
Dan Baldyga has a lifetime of experience in motor vehicle accidents, personal injury and compensation. Over the years Dan has written several book’s on this subject matter. In his books, Dan reveals insurance industry secrets surrounding these types of claims. All the information necessary for you to deal with and handle the above issues are spelled out within the contents of AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) found on the internet at http://www.autoaccidentclaims.com or http://www.caraccidentclaims.com. This book also contains BASE (The Baldyga Auto Accident Settlement Formula). THE BASE FORMULA will tell you exactly how many dollars the "Pain and Suffering" you endured are worth
Copyright (c) 2005 By Dan Baldyga. All Rights Reserved
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